Lending Programs
Flexible capital structures across secured and unsecured commercial lending, asset-backed credit, bridge financing and specialty business finance.
Our lending activities are intended exclusively for bona fide business, commercial, investment, agricultural or similar non-consumer purposes. We do not offer personal, family or household-purpose loans through this website.
What We Finance
Business Lending
Short- and long-term capital for established businesses.
Asset-Backed Lending
Financing secured by qualifying business and real assets.
Bridge & Hard Money
Transaction-driven capital where timing and certainty matter.
Working Capital
Flexible financing for operating and expansion requirements.
Secured & Unsecured Credit
Structures based on collateral, cash flow and borrower fundamentals.
Sales-Based Financing
Specialty commercial financing structured according to applicable law.
Flexible Capital. Disciplined Underwriting.
Purpose
Business / commercial
Structure
Secured & unsecured
Duration
30 days–360 months
Collateral
Business and real assets
Target LTV
Up to 75% where appropriate
Geography
U.S. + select international
Pricing
Risk- and transaction-adjusted
Closing
Transaction dependent
These parameters are illustrative and may change. Actual availability, amount, rate, fees, term, collateral, guarantees, covenants and closing conditions depend on underwriting, due diligence, credit approval, documentation, market conditions, jurisdiction and applicable law. Financing is offered only where the applicable lending entity is authorized or exempt. See our Lending Disclosures.
How Borrowing Works
SubmitOpportunity
Basic business, financing and collateral information.
Request Financing
Submit basic business, financing and collateral information to begin the review process.
Start Your RequestOr reach us at info@texasreservecapital.com · (936) 706-1036
Submitting an inquiry does not create a lender-borrower relationship and does not constitute approval, a commitment to lend or an agreement to provide financing. A binding obligation to fund exists only under executed definitive documents after all conditions to funding have been satisfied or waived in writing by the lender.