Privacy Policy

Texas Reserve Holdings LLC, doing business as Texas Reserve Capital, together with its controlled affiliates (collectively, “Texas Reserve Capital,” “we,” “us,” or “our”), respects the privacy of individuals who visit our website, communicate with us, request information, submit an inquiry, seek financing, evaluate an investment, or otherwise interact with us.

This Privacy Policy explains the categories of personal information we may collect, how we may use and disclose that information, how we protect and retain it, and the choices and rights that may be available to you.

This Policy applies to information collected through TexasReserveCapital.com and other websites or online services that link to it. It does not replace any separate privacy notice, consent, authorization, subscription document, loan document, or contractual provision that applies to a particular relationship or transaction.

1. Information We May Collect

Depending on how you interact with us, we may collect:

Contact and identity information

Name, title, company, mailing address, email address, telephone number, date of birth, government-issued identification information, and electronic signature information.

Investor and financial qualification information

Accredited-investor verification materials, income or net-worth information, tax forms, bank or brokerage information, source-of-funds information, beneficial-ownership information, subscription elections, payment instructions, wallet addresses, transaction identifiers, and records needed for anti-money-laundering, sanctions, identity, suitability, and compliance reviews.

Borrower, guarantor, and business information

Entity records, ownership and control information, financial statements, tax returns, bank records, credit information, collateral information, business plans, loan-purpose information, payment history, and documents submitted in connection with a financing request or transaction.

Communications and relationship information

Emails, messages, call notes, meeting records, requests, complaints, preferences, and other information you choose to provide.

Website and device information

IP address, browser and device type, operating system, referring pages, pages viewed, approximate location derived from IP address, dates and times of access, cookie identifiers, and similar technical or usage data.

Information from third parties

Identity-verification providers, accredited-investor verification providers, financial institutions, professional advisers, credit and public-record sources, sanctions and compliance databases, analytics providers, service providers, counterparties, and referrals, in each case as permitted by law.

2. How We May Use Information

We may use personal information to:

• operate, maintain, secure, and improve our website and business;
• respond to inquiries and provide requested information;
• evaluate prospective investors and process subscriptions;
• verify identity, accredited-investor status, beneficial ownership, source of funds, sanctions status, and legal eligibility;
• evaluate financing requests, underwrite credit, verify collateral, administer transactions, service accounts, collect amounts due, and enforce agreements;
• communicate about existing or prospective relationships and transactions;
• prevent fraud, cybersecurity incidents, money laundering, sanctions violations, and other unlawful activity;
• maintain books, records, investor registers, transaction records, and audit trails;
• satisfy legal, regulatory, tax, accounting, reporting, licensing, examination, and litigation obligations;
• protect our rights, property, operations, counterparties, investors, borrowers, personnel, and the public;
• manage vendors, professional advisers, affiliates, and business operations; and
• carry out other purposes disclosed at the time information is collected or with your consent.

3. How We May Disclose Information

We may disclose personal information to:

• our controlled affiliates;
• website, hosting, cloud, cybersecurity, communications, CRM, analytics, document-management, investor-administration, identity-verification, payment, banking, custody, and technology service providers;
• attorneys, accountants, auditors, consultants, insurers, compliance professionals, investigators, appraisers, and other professional advisers;
• financial institutions, payment processors, digital-asset service providers, prospective or actual financing sources, warehouse lenders, servicers, collection providers, and transaction counterparties;
• governmental authorities, regulators, courts, arbitrators, law-enforcement agencies, and other persons when disclosure is required or reasonably appropriate for legal or protective purposes;
• a buyer, investor, lender, successor, or other participant in a financing, merger, acquisition, restructuring, sale, insolvency, or similar corporate transaction; and
• other persons at your direction, with your consent, or as otherwise permitted by law.

We do not sell personal information for money. We do not knowingly sell sensitive personal data or biometric data. We may disclose information to service providers and transaction participants for the business purposes described above. Where applicable law treats a particular disclosure, targeted-advertising activity, or cookie practice as a “sale” or “sharing,” you may submit an opt-out request as described below.

4. Cookies and Similar Technologies

We and our service providers may use cookies, pixels, tags, local storage, and similar technologies to operate the website, remember preferences, understand site usage, secure forms, diagnose problems, and improve performance.

You may control cookies through your browser or device settings. Blocking certain cookies may impair website functionality. Where required by law, we will honor applicable consent requirements and legally recognized universal opt-out preference signals.

5. Data Security

We use administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, acquisition, loss, misuse, alteration, or disclosure. No system, transmission method, or storage environment is completely secure, and we cannot guarantee absolute security.

Do not send highly sensitive information through ordinary email or an unsecured website field. Use the secure submission method designated by us for investor, borrower, identity, financial, tax, or digital-asset documentation.

6. Data Retention

We retain personal information for as long as reasonably necessary for the purposes described in this Policy, including to administer relationships and transactions, comply with legal and regulatory obligations, maintain required records, resolve disputes, prevent fraud, and enforce agreements. Retention periods vary based on the information, the relationship, and applicable law.

7. Your Privacy Rights

Depending on your state of residence and subject to applicable exceptions, you may have the right to:

• confirm whether we process your personal information;
• access or obtain a copy of personal information;
• correct inaccurate personal information;
• request deletion of personal information;
• obtain certain information in a portable format;
• opt out of qualifying sales, targeted advertising, sharing, or profiling;
• limit certain uses or disclosures of sensitive personal information;
• withdraw consent where processing is based on consent; and
• appeal our denial of a privacy request.

To exercise an applicable right, email info@texasreservecapital.com with the subject line Privacy Request. You may also write to the address listed below.

We may take reasonable steps to verify your identity and authority before acting on a request. Authorized agents may submit requests where permitted by law, subject to verification of the agent’s authority. We will not discriminate against you for exercising an applicable privacy right.

If we deny a request, you may appeal by emailing the same address with the subject line Privacy Appeal and identifying the decision being appealed.

8. Other Websites and Services

Our website may link to third-party websites, portals, platforms, or services. Their privacy practices are governed by their own policies. We are not responsible for third-party privacy or security practices.

9. Children’s Privacy

Our website and services are intended for adults and are not directed to children under 18. We do not knowingly collect personal information from children through the website. If you believe a child has provided personal information to us, contact us so that we may review and address the matter.

10. Changes to This Policy

We may update this Policy periodically. The revised version will be posted with an updated “Last updated” date. Material changes may also be communicated through another reasonable method where required by law.

11. Contact Us